Membership

Available TAB Benefit Programs and Insurance Coverages

By using TAB members' collective strength, the Association has negotiated very favorable rates on a variety of insurance plans and benefit programs.  Many members find that the savings they realize through participation  in these sponsored programs more than offset the cost of their annual membership.

FIRST NATIONAL MERCHANT SOLUTIONS
(Credit Card Processing)

First National is one of the oldest payment processors in the country and a national leader in the merchant processing industry. First National offers leading-edge products and comprehensive services at special rates to TAB members. The highlights of this program include free online reporting, no monthly minimum processing requirements, check verification, and guarantee solutions. First National is also one of the only processors to offer an Interest Bearing Account, an account in which your credit card deposits automatically accumulate and earn interest. Take advantage of this program by calling First National today at 800-354-3988 or visit www.membersales.com/tab/. Be sure to mention you are a TAB member to receive your special member rates.

1-800-MEMBERS
Customized Shipping Solutions

As a TAB member, you are eligible to receive exclusive shipping discounts with the leading transportation providers in the industry. We've partnered with DHL, Roadway Express, Yellow Transportaion, and UPS Supply Chain Solutions.

• Save up to 25% for Express Air and Ground Service
• Save at least 52% for North American LTL Service.
• Save at least 52% for North American LTL Service.
• Save 20% on International Air Freight Services.

COMPREHENSIVE EMPLOYERS INDEMNITY
(Non-Subscription Program)

Combined Independent Agencies (CIA) has long been the recognized leader in providing insurance products and support services to those employers electing to become non-subscribers for their Texas employee injury exposure. These products and services provide indemnity for an employer's expenses under an ERISA employee welfare plan designed to provide maximum employer control of claims cost; administration; and, choice of medical and service providers. Subject to a binding arbitration provision in the ERISA plan, these policies also provide defense and legal liability expense coverage for suits in Federal court for ERISA benefits and in State court.
By electing to become a non-subscriber, an employer assumes effective control of his employee occupational injury plan and can participate in the savings and management opportunities generated by controlling the exposure, claim cost, and lost time elements of his business operations. Fraud and malingering are greatly reduced because of the employer's interest and control of benefits.
To view an information sheet and quotation form: CEI Crossroads.PDF
www.combinedgroup.com

AMERICAN LABOR LAW COMPANY
Labor Law Posters - Texas

Our Combination Poster meets Federal and State posting requirements, all in one poster for only $29.95!
These laminated posters measure approx. 27" by 39" and are available for all 50 states and Washington D.C. Spanish versions are also available for Texas.
Each poster is professionally designed, manufactured with care, and laminated for durability. And all our posters are printed on demand to ensure full compliance with the continually changing laws.
We offer simple solutions to the complex issues of mandatory postings required under state and federal law. Our labor law posters ensure that you are in full compliance. Ordering information Order Form (Acrobat PDF).

COMPENSATION DATA - Texas
Pay and Benefits Survey

Local + Reliable + Affordable = Compensation Data
When it comes to salary and benefits data, it all adds up to Compensation Data. For the last 11 years, the Texas Association of Business has partnered with Compdata Surveys to bring you just that. With breakouts by geography, industry and company size, Texas employers can easily see how their pay and benefit packages compare to other organizations from Corpus Christi to Dallas.
By agreeing to participate in the 2007 survey, you can receive survey data for only $349. That’s a $500 savings over the non-participant rate. Because you’re a TAB member, you’ll also receive an additional $20 discount when you order and use promo code TAB!

Choose to view a sample report from the Compensation Data - Texas survey results or sign up to participate

TAB DENT
Dual-Option Dental Plan

The dual-option dental plan allows an employer to choose between offering employees a dental HMO or a Reduced-Fee-for-Service (RFFS) Dental Plan.   The DHMO offers reasonable rates with no-charge services that include routine x-rays and cleanings, topical fluoride, local anesthesia and oral exams.  Many other services are provided at substantial discounts.  The RFFS Dental Plan has lower fees for participation, but the list of covered services is limited.  Each plan  has its own Dental Provider Directory, and both include discount vision, hearing and prescription drug benefits at no additional cost.  There is a three-employee  minimum participation requirement for the dental plan.  Descriptive information and sample enrollment documents are available.  For a list of DHMO network providers, click here. (www.compdent.com)

TAB COMP
Workers' Compensation Insurance

This program offers special benefits and services for member companies.  Features include competitive rates, premium discounts, deductible credits, and an opportunity for dividends based on experience. Coverage is underwritten by Zenith Star Insurance Company, a Texas-based insurance company dedicated  exclusively to the TAB COMP Safety Group Program.  Zenith is rated A (Excellent) by A.M. Best Company.  Click here for additional information and an application and premium worksheet, which will enable us to prepare a quote for your business.

TAB AD&D PLUS
High-Limit Accidental Death and Dismemberment Insurance

This is voluntary coverage that requires no employer contribution and no minimum participation.  It provides 24-hour protection for employees and their families,  available in amounts from $10,000 to $500,000.  Also, employees are eligible for $1,000 of no-cost coverage (which TAB purchases for members) and many other no-cost features.

TAB LIFE
Term Life Insurance

Here is an opportunity to offer term life insurance at affordable rates, and no employer contribution is required. Employees may apply for up to $500,000 of  coverage, $10,000 of which is guaranteed issue if the employee is under age 70.  Spouses may apply for up to $500,000 of "stand-alone" coverage, and children's coverage is $10,000.

TAB MED
Group Medical Insurance

United HealthCare is the carrier for our sponsored group medical plan. It is one of the most highly rated health care organizations and the largest managed health care organization in America based on the number of insured members. You may choose from PPO, HMO or traditional health plans and multiple innovative plan designs to find the right fit for your employee's needs. For more information please contact Sandra McGee VP Employee Relations & Finance at (800) 856-6721 ext. 164.
Quote Request (Word Format)

TAB LTC
Long-Term Care Insurance

Long-term care insurance can be used when someone needs assistance with the activities of daily living due to an accident, illness or advancing age, either in an adult care center, an assisted living facility, a nursing home, or at home. This plan offers group or individual coverage, tax advantages for employers who purchase the coverage, potential tax savings for employees who pay for their coverage, and benefits are tax-free, subject to IRS limitations.  The individual coverage is voluntary and requires no minimum participation or employer contribution.  Quote Request Forms are available.

For more information on any of these product offerings, please contact:
Sandra McGee
Vice President, Employee Relations & Finance
Texas Association of Business
1209 Nueces St.
Austin, TX 78701-1719
Phone:  (512) 477-6721      Fax:  (512) 477-0836
E-Mail: smcgee@txbiz.org